At Manny The Mortgage Guy, we proudly assist entrepreneurs and small business owners in Florida and Pennsylvania with access to SBA (Small Business Administration) Loans — a powerful financing option backed by the federal government. SBA loans are designed to support the growth and development of small businesses by offering favorable terms, lower down payments, and longer repayment periods than most conventional loans.

Whether you’re launching a new business, expanding an existing one, or investing in commercial real estate, SBA loans provide the financial flexibility you need to succeed.

What Are SBA Loans?

SBA loans are partially guaranteed by the U.S. Small Business Administration, reducing the risk for lenders and making it easier for qualified business owners to secure funding. These loans can be used for a variety of business purposes, including:

• Purchasing or refinancing commercial real estate

• Expanding or remodeling business facilities

• Buying equipment, inventory, or machinery

• Working capital for daily operations

• Acquiring another business

• Startup funding or franchise financing

Types of SBA Loans We Offer

We specialize in helping clients navigate and secure several types of SBA loans, including:

• SBA 7(a) Loans
  The most popular SBA loan, ideal for working capital, equipment purchases, and business expansion. Offers up to $5 million with flexible terms and competitive interest rates.

• SBA 504 Loans
  Perfect for purchasing fixed assets like commercial real estate or heavy equipment. These loans offer long-term, fixed-rate financing with lower down payments.

• SBA Express Loans
  Designed for fast approvals and smaller funding needs, SBA Express loans provide up to $500,000 with a streamlined application process.

Why Choose SBA Loans?

• Low Down Payments – Often as low as 10%, making it easier to preserve cash flow.

• Longer Repayment Terms – Terms can extend up to 25 years for real estate and 10 years for working capital.

• Competitive Interest Rates – Backed by the government, SBA loans offer rates that are often lower than conventional business loans.

• Support for Growth – Ideal for businesses that are expanding, acquiring new property, or making long-term investments.

Your Partner in SBA Financing

Navigating the SBA loan process can be complex — but that’s where we come in. At Manny The Mortgage Guy, we work closely with you to understand your business goals, prepare your documentation, and connect you with the right lending partners to ensure a smooth and successful funding experience.

From application to approval, we’re here to guide you every step of the way with transparency, speed, and expert advice.